I am nearly out of money and ready to file bankruptcy. Never have I been this low in my 48 years.  I do have a 17 year old daughter who hopes to go to college in 2012.  I am looking for work. I have no spouse.  Will things get better?  Why is this happening to me?   My DOB is 12/15/1962 at 2:16 a.m.  Born in Muskegon, Michigan. Please help. Thank you. 
 
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